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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,944 | $150,446+133.9% | $136,297+158.2% | $147,585+138.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.50% | 1049.14%-1028.6pp | 5156.19%-5135.7pp | 578.58%-558.1pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $9,574 | $6,631+44.4% | $6,247+53.2% | $5,439+76.0% |
| Admin fee / account holder | $3,000 | $10,906-72.5% | $9,244-67.5% | $10,886-72.4% |