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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,450 | $135,956+112.9% | $123,894+133.6% | $273,972+5.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.13% | 56.63%-47.5pp | 47.52%-38.4pp | 41.46%-32.3pp |
| Employer contribution / active EE | $6,580 | $5,170+27.3% | $4,617+42.5% | $4,869+35.1% |
| Participant deferral / active EE | $8,584 | $6,343+35.3% | $5,984+43.4% | $5,287+62.4% |
| Admin fee / account holder | $13,232 | $9,817+34.8% | $8,357+58.3% | $10,133+30.6% |