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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,812 | $176,120+92.4% | $159,487+112.4% | $167,553+102.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.39% | 331.95%-318.6pp | 263.71%-250.3pp | 478.89%-465.5pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,550 | $7,752-28.4% | $7,354-24.5% | $6,343-12.5% |
| Admin fee / account holder | $7,752 | $12,561-38.3% | $10,804-28.2% | $12,316-37.1% |