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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,884 | $157,304+61.4% | $141,197+79.8% | $152,909+66.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.01% | 64.34%-40.3pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $3,860 | $5,263-26.7% | $4,736-18.5% | $4,764-19.0% |
| Participant deferral / active EE | $6,496 | $7,111-8.7% | $6,710-3.2% | $5,851+11.0% |
| Admin fee / account holder | $5,040 | $12,126-58.4% | $10,265-50.9% | $11,601-56.6% |