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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,636 | $138,076+46.0% | $123,553+63.2% | $135,380+48.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.70% | 153.70%-161.4pp | 119.21%-126.9pp | 519.81%-527.5pp |
| Employer contribution / active EE | $16 | $5,152-99.7% | $4,628-99.7% | $4,779-99.7% |
| Participant deferral / active EE | $10,007 | $6,800+47.2% | $6,426+55.7% | $5,609+78.4% |
| Admin fee / account holder | $5,246 | $10,917-51.9% | $9,284-43.5% | $10,828-51.6% |