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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,935 | $153,769+65.8% | $133,975+90.3% | $273,972-6.9% |
| Participation rate | 85.7% | 88.4%-2.7pp | 87.1%-1.4pp | 83.0%+2.7pp |
| Annual return | 6.75% | 36.51%-29.8pp | 29.29%-22.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $9,793 | $6,958+40.7% | $6,282+55.9% | $5,287+85.2% |
| Admin fee / account holder | $4,499 | $11,765-61.8% | $9,324-51.8% | $10,133-55.6% |