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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,311 | $135,956-60.8% | $123,894-57.0% | $273,972-80.5% |
| Participation rate | 86.7% | 84.1%+2.6pp | 81.4%+5.3pp | 83.0%+3.7pp |
| Annual return | 2.90% | 56.63%-53.7pp | 47.52%-44.6pp | 41.46%-38.6pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,637 | $6,343-26.9% | $5,984-22.5% | $5,287-12.3% |
| Admin fee / account holder | $9,191 | $9,817-6.4% | $8,357+10.0% | $10,133-9.3% |