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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,496 | $176,105-32.7% | $159,474-25.7% | $167,536-29.3% |
| Participation rate | 73.3% | 85.0%-11.6pp | 82.8%-9.5pp | 82.1%-8.8pp |
| Annual return | 4.95% | 331.91%-327.0pp | 263.68%-258.7pp | 478.82%-473.9pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $9,343 | $7,751+20.5% | $7,353+27.1% | $6,342+47.3% |
| Admin fee / account holder | $9,547 | $12,559-24.0% | $10,802-11.6% | $12,315-22.5% |