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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,225 | $168,635-76.1% | $147,617-72.8% | $125,389-67.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.66% | 77.65%-78.3pp | 61.98%-62.6pp | 282.24%-282.9pp |
| Employer contribution / active EE | $6,156 | $6,252-1.5% | $5,564+10.6% | $4,866+26.5% |
| Participant deferral / active EE | $7,104 | $5,507+29.0% | $4,895+45.1% | $5,352+32.7% |
| Admin fee / account holder | $1,114 | $13,580-91.8% | $11,612-90.4% | $9,541-88.3% |