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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,288 | $209,425-82.2% | $178,499-79.1% | $158,966-76.5% |
| Participation rate | 78.6% | 86.4%-7.8pp | 81.9%-3.4pp | 82.0%-3.4pp |
| Annual return | 8.91% | 188.80%-179.9pp | 151.10%-142.2pp | 302.95%-294.0pp |
| Employer contribution / active EE | $415 | $5,707-92.7% | $5,011-91.7% | $4,762-91.3% |
| Participant deferral / active EE | $7,084 | $5,955+19.0% | $5,202+36.2% | $5,983+18.4% |
| Admin fee / account holder | $16,206 | $17,078-5.1% | $13,986+15.9% | $11,250+44.1% |