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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,980 | $108,942-34.8% | $100,415-29.3% | $145,897-51.3% |
| Participation rate | 29.4% | 83.0%-53.6pp | 81.5%-52.1pp | 80.3%-50.9pp |
| Annual return | 12.02% | 58.27%-46.3pp | 49.47%-37.5pp | 552.29%-540.3pp |
| Employer contribution / active EE | $545 | $4,422-87.7% | $3,943-86.2% | $4,663-88.3% |
| Participant deferral / active EE | $1,648 | $8,461-80.5% | $8,091-79.6% | $6,689-75.4% |
| Admin fee / account holder | $184 | $9,702-98.1% | $7,906-97.7% | $13,390-98.6% |