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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,118 | $150,447+24.4% | $136,298+37.3% | $147,586+26.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.37% | 1049.15%-1030.8pp | 5156.27%-5137.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $3,066 | $5,256-41.7% | $4,696-34.7% | $4,876-37.1% |
| Participant deferral / active EE | $8,196 | $6,631+23.6% | $6,247+31.2% | $5,439+50.7% |
| Admin fee / account holder | $361 | $10,906-96.7% | $9,244-96.1% | $10,886-96.7% |