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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,618 | $176,120+87.7% | $159,487+107.3% | $167,553+97.3% |
| Participation rate | 92.3% | 85.0%+7.4pp | 82.8%+9.5pp | 82.1%+10.2pp |
| Annual return | 12.40% | 331.95%-319.5pp | 263.71%-251.3pp | 478.89%-466.5pp |
| Employer contribution / active EE | $2,929 | $5,299-44.7% | $4,831-39.4% | $4,840-39.5% |
| Participant deferral / active EE | $8,255 | $7,752+6.5% | $7,354+12.3% | $6,343+30.2% |
| Admin fee / account holder | $4,519 | $12,561-64.0% | $10,804-58.2% | $12,316-63.3% |