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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,253 | $72,071+276.4% | $68,368+296.8% | $137,256+97.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 12.15% | 353.14%-341.0pp | 292.57%-280.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $5,220 | $2,788+87.2% | $2,649+97.1% | $4,156+25.6% |
| Participant deferral / active EE | $18,270 | $4,410+314.3% | $4,123+343.2% | $6,407+185.2% |
| Admin fee / account holder | $12,089 | $5,336+126.6% | $5,150+134.7% | $12,270-1.5% |