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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLDCO LLC DBA CR Service code 27 5454 110TH ST · OVERLAND PARK, KS 66211 | Advisory (Plan) | $73,647 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $70,816 |
Service code 99 PO BOX 734603 · CHICAGO, IL 606734603 | Other Fees | $4,384 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,196 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,422 | $66,501+69.1% | $81,482+38.0% | $77,692+44.7% |
| Participation rate | 91.5% | 68.7%+22.8pp | 69.5%+22.0pp | 70.6%+20.9pp |
| Annual return | 15.37% | 15.93%-0.6pp | 24.79%-9.4pp | 31.25%-15.9pp |
| Employer contribution / active EE | $5,417 | $2,158+151.0% | $2,463+119.9% | $2,726+98.7% |
| Participant deferral / active EE | $12,653 | $3,678+244.1% | $3,885+225.7% | $4,648+172.2% |
| Admin fee / account holder | $447 | $583-23.3% | $5,761-92.2% | $431+3.9% |