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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,358 | $102,609-45.1% | $98,090-42.5% | $138,895-59.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 14.03% | 36.44%-22.4pp | 37.05%-23.0pp | 145.39%-131.4pp |
| Employer contribution / active EE | $11,267 | $3,867+191.3% | $3,606+212.4% | $4,194+168.6% |
| Participant deferral / active EE | $5,388 | $8,167-34.0% | $7,845-31.3% | $6,396-15.8% |
| Admin fee / account holder | $1,920 | $11,434-83.2% | $11,815-83.8% | $12,562-84.7% |