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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,539 | $107,941-68.9% | $91,994-63.5% | $152,897-78.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 14.62% | 89.28%-74.7pp | 69.04%-54.4pp | 345.43%-330.8pp |
| Employer contribution / active EE | $8,937 | $4,212+112.2% | $3,453+158.8% | $4,764+87.6% |
| Participant deferral / active EE | $4,107 | $6,366-35.5% | $5,924-30.7% | $5,851-29.8% |
| Admin fee / account holder | $730 | $10,521-93.1% | $7,744-90.6% | $11,599-93.7% |