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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,770 | $79,449-52.5% | $189,558-80.1% | $85,856-56.0% |
| Participation rate | 88.9% | 66.0%+22.9pp | 78.5%+10.4pp | 69.3%+19.6pp |
| Annual return | 11.05% | 18.45%-7.4pp | 64.19%-53.1pp | 318.58%-307.5pp |
| Employer contribution / active EE | $818 | $2,081-60.7% | $4,412-81.5% | $2,565-68.1% |
| Participant deferral / active EE | $3,567 | $4,051-12.0% | $6,174-42.2% | $3,952-9.7% |
| Admin fee / account holder | $1,820 | $5,377-66.2% | $9,809-81.4% | $6,261-70.9% |