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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,023 | $70,684-12.3% | $169,390-63.4% | $75,173-17.5% |
| Participation rate | 81.3% | 64.8%+16.4pp | 77.2%+4.1pp | 67.2%+14.0pp |
| Annual return | 13.75% | 36.38%-22.6pp | 406.07%-392.3pp | 160.72%-147.0pp |
| Employer contribution / active EE | $1,589 | $2,211-28.1% | $4,013-60.4% | $2,671-40.5% |
| Participant deferral / active EE | $4,748 | $4,310+10.2% | $6,222-23.7% | $4,126+15.1% |
| Admin fee / account holder | $4,340 | $5,404-19.7% | $9,015-51.9% | $5,651-23.2% |