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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $577,573 | $209,336+175.9% | $197,124+193.0% | $137,256+320.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.81% | 48.09%-34.3pp | 44.34%-30.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $4,180 | $6,591-36.6% | $6,227-32.9% | $4,156+0.6% |
| Participant deferral / active EE | $6,999 | $9,614-27.2% | $9,135-23.4% | $6,407+9.2% |
| Admin fee / account holder | $20,516 | $17,308+18.5% | $16,298+25.9% | $12,270+67.2% |