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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,285 | $92,743+185.0% | $82,744+219.4% | $134,532+96.4% |
| Participation rate | 22.2% | 75.2%-53.0pp | 72.6%-50.3pp | 81.2%-59.0pp |
| Annual return | -0.82% | 946.63%-947.5pp | 702.22%-703.0pp | 418.27%-419.1pp |
| Employer contribution / active EE | $696 | $3,273-78.7% | $3,008-76.9% | $4,741-85.3% |
| Participant deferral / active EE | $3,719 | $4,802-22.5% | $4,395-15.4% | $6,401-41.9% |
| Admin fee / account holder | $60 | $5,977-99.0% | $5,325-98.9% | $11,429-99.5% |