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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,155 | $100,938+43.8% | $90,461+60.5% | $158,982-8.7% |
| Participation rate | 30.0% | 75.0%-45.0pp | 72.7%-42.7pp | 82.0%-52.0pp |
| Annual return | 35.34% | 1727.20%-1691.9pp | 1294.76%-1259.4pp | 302.99%-267.7pp |
| Employer contribution / active EE | $948 | $3,691-74.3% | $3,264-70.9% | $4,763-80.1% |
| Participant deferral / active EE | $3,587 | $4,350-17.5% | $3,964-9.5% | $5,983-40.0% |
| Admin fee / account holder | $20 | $6,510-99.7% | $5,617-99.6% | $11,252-99.8% |