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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,084 | $103,038-6.7% | $90,324+6.4% | $152,909-37.2% |
| Participation rate | 33.3% | 75.9%-42.5pp | 73.3%-39.9pp | 82.5%-49.1pp |
| Annual return | 27.76% | 95.25%-67.5pp | 78.15%-50.4pp | 345.46%-317.7pp |
| Employer contribution / active EE | $758 | $3,141-75.9% | $2,856-73.4% | $4,764-84.1% |
| Participant deferral / active EE | $3,655 | $4,282-14.6% | $3,885-5.9% | $5,851-37.5% |
| Admin fee / account holder | $2,149 | $6,177-65.2% | $5,356-59.9% | $11,601-81.5% |