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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,432 | $108,897+62.9% | $100,378+76.8% | $145,877+21.6% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 9.26% | 58.17%-48.9pp | 49.41%-40.2pp | 551.28%-542.0pp |
| Employer contribution / active EE | $2,384 | $4,420-46.1% | $3,942-39.5% | $4,663-48.9% |
| Participant deferral / active EE | $7,561 | $8,455-10.6% | $8,087-6.5% | $6,691+13.0% |
| Admin fee / account holder | $68,088 | $9,690+602.7% | $7,899+762.0% | $13,402+408.0% |