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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,383 | $56,197-58.4% | $67,652-65.4% | $59,633-60.8% |
| Participation rate | 59.8% | 71.5%-11.7pp | 75.7%-15.9pp | 68.7%-8.9pp |
| Annual return | -1.94% | 18508.10%-18510.0pp | 6625.40%-6627.3pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $1,347 | $1,615-16.6% | $2,266-40.6% | $2,203-38.9% |
| Participant deferral / active EE | $2,169 | $2,844-23.7% | $3,560-39.1% | $3,192-32.0% |
| Admin fee / account holder | $860 | $3,958-78.3% | $4,821-82.2% | $4,297-80.0% |