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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,516 | $59,186-34.9% | $76,768-49.8% | $56,287-31.6% |
| Participation rate | 57.9% | 75.2%-17.3pp | 77.0%-19.0pp | 69.9%-11.9pp |
| Annual return | -7.42% | 6.62%-14.0pp | 2.43%-9.8pp | -9.96%+2.5pp |
| Employer contribution / active EE | $1,408 | $1,759-19.9% | $2,485-43.3% | $2,111-33.3% |
| Participant deferral / active EE | $2,242 | $3,255-31.1% | $3,852-41.8% | $3,350-33.1% |
| Admin fee / account holder | $50 | $489-89.9% | $6,675-99.3% | $521-90.5% |