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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,676 | $138,102-46.7% | $125,381-41.2% | $134,532-45.2% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -23.16% | 750.73%-773.9pp | 572.31%-595.5pp | 418.27%-441.4pp |
| Employer contribution / active EE | $7,617 | $5,245+45.2% | $4,815+58.2% | $4,741+60.7% |
| Participant deferral / active EE | $6,856 | $7,801-12.1% | $7,448-7.9% | $6,401+7.1% |
| Admin fee / account holder | $30,344 | $11,568+162.3% | $10,007+203.2% | $11,429+165.5% |