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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,799 | $138,075-19.8% | $123,552-10.3% | $135,379-18.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.53% | 153.70%-161.2pp | 119.20%-126.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $6,703 | $5,152+30.1% | $4,628+44.8% | $4,779+40.3% |
| Participant deferral / active EE | $4,409 | $6,800-35.2% | $6,426-31.4% | $5,609-21.4% |
| Admin fee / account holder | $25,989 | $10,917+138.1% | $9,285+179.9% | $10,828+140.0% |