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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,050 | $157,276+20.2% | $141,177+33.9% | $152,885+23.7% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 21.07% | 64.33%-43.3pp | 71.40%-50.3pp | 345.39%-324.3pp |
| Employer contribution / active EE | $324 | $5,262-93.8% | $4,736-93.2% | $4,763-93.2% |
| Participant deferral / active EE | $10,585 | $7,110+48.9% | $6,710+57.7% | $5,851+80.9% |
| Admin fee / account holder | $11,576 | $12,123-4.5% | $10,263+12.8% | $11,598-0.2% |