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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,852 | $135,956+0.7% | $123,894+10.5% | $273,972-50.0% |
| Participation rate | 92.9% | 84.1%+8.8pp | 81.4%+11.4pp | 83.0%+9.8pp |
| Annual return | 9.66% | 56.63%-47.0pp | 47.52%-37.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $3,624 | $5,170-29.9% | $4,617-21.5% | $4,869-25.6% |
| Participant deferral / active EE | $7,282 | $6,343+14.8% | $5,984+21.7% | $5,287+37.7% |
| Admin fee / account holder | $2,539 | $9,817-74.1% | $8,357-69.6% | $10,133-74.9% |