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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 26 · EIN 13-2638166 1000 HARBOR BLVD · WEEHAWKEN, NJ 07086 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,241 | $105,198-21.8% | $159,455-48.4% | $85,856-4.2% |
| Participation rate | 85.1% | 75.8%+9.3pp | 82.8%+2.2pp | 69.3%+15.7pp |
| Annual return | 12.04% | 45.08%-33.0pp | 263.63%-251.6pp | 318.58%-306.5pp |
| Employer contribution / active EE | $4,657 | $3,319+40.3% | $4,830-3.6% | $2,565+81.5% |
| Participant deferral / active EE | $5,982 | $5,946+0.6% | $7,353-18.6% | $3,952+51.4% |
| Admin fee / account holder | $458 | $6,934-93.4% | $10,800-95.8% | $6,261-92.7% |