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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,571 | $68,398+223.9% | $94,664+134.1% | $75,173+194.7% |
| Participation rate | 63.0% | 76.1%-13.1pp | 80.8%-17.9pp | 67.2%-4.2pp |
| Annual return | 15.62% | 616.72%-601.1pp | 156.84%-141.2pp | 160.72%-145.1pp |
| Employer contribution / active EE | $1,893 | $2,701-29.9% | $3,673-48.5% | $2,671-29.1% |
| Participant deferral / active EE | $7,241 | $6,537+10.8% | $7,417-2.4% | $4,126+75.5% |
| Admin fee / account holder | $212 | $5,324-96.0% | $7,222-97.1% | $5,651-96.3% |