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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,213 | $56,287+92.3% | $80,977+33.6% | $62,881+72.1% |
| Participation rate | 100.0% | 68.9%+31.1pp | 75.8%+24.2pp | 69.3%+30.7pp |
| Annual return | 8.77% | 22.13%-13.4pp | 17.11%-8.3pp | 20.14%-11.4pp |
| Employer contribution / active EE | $2,380 | $1,943+22.5% | $3,715-35.9% | $2,281+4.3% |
| Participant deferral / active EE | $6,885 | $4,196+64.1% | $5,696+20.9% | $3,203+115.0% |
| Admin fee / account holder | $883 | $3,742-76.4% | $5,517-84.0% | $4,296-79.4% |