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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,225 | $37,156+164.4% | $83,854+17.1% | $86,983+12.9% |
| Participation rate | 24.7% | 49.1%-24.3pp | 59.1%-34.4pp | 69.5%-44.8pp |
| Annual return | 17.43% | 29.88%-12.5pp | 31.39%-14.0pp | 25.83%-8.4pp |
| Employer contribution / active EE | $0 | $661-100.0% | $1,017-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,983 | $1,418+39.8% | $2,035-2.6% | $4,194-52.7% |
| Admin fee / account holder | $1,740 | $2,510-30.7% | $3,197-45.6% | $7,856-77.9% |