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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,767 | $29,736+161.5% | $56,033+38.8% | $80,935-3.9% |
| Participation rate | 25.6% | 41.7%-16.1pp | 52.5%-26.9pp | 67.7%-42.1pp |
| Annual return | 13.17% | 35.28%-22.1pp | 1711.38%-1698.2pp | 35.66%-22.5pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,481 | $1,228+102.0% | $1,954+27.0% | $4,299-42.3% |
| Admin fee / account holder | $21,312 | $2,434+775.7% | $2,827+653.9% | $6,924+207.8% |