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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,487 | $27,943+177.3% | $58,507+32.4% | $75,177+3.1% |
| Participation rate | 25.0% | 38.8%-13.8pp | 50.9%-25.9pp | 67.2%-42.2pp |
| Annual return | 17.52% | 44.22%-26.7pp | 4252.32%-4234.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,021 | $1,202+68.2% | $1,922+5.1% | $4,126-51.0% |
| Admin fee / account holder | $4,487 | $1,727+159.8% | $2,486+80.5% | $5,651-20.6% |