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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,755 | $27,639+109.0% | $61,501-6.1% | $68,490-15.7% |
| Participation rate | 44.1% | 39.5%+4.6pp | 52.6%-8.5pp | 67.9%-23.8pp |
| Annual return | -16.91% | -13.19%-3.7pp | 339.04%-356.0pp | -7.85%-9.1pp |
| Employer contribution / active EE | $0 | $696-100.0% | $1,160-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,545 | $1,264+101.4% | $2,125+19.8% | $4,028-36.8% |
| Admin fee / account holder | $1,197 | $2,012-40.5% | $2,132-43.9% | $5,403-77.8% |