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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,084 | $34,316+78.0% | $74,723-18.3% | $72,976-16.3% |
| Participation rate | 65.2% | 42.4%+22.7pp | 54.5%+10.7pp | 69.5%-4.3pp |
| Annual return | 22.18% | 26.58%-4.4pp | 753.18%-731.0pp | 81.02%-58.8pp |
| Employer contribution / active EE | $777 | $692+12.3% | $1,084-28.3% | $2,440-68.2% |
| Participant deferral / active EE | $4,629 | $1,272+264.0% | $1,962+136.0% | $3,608+28.3% |
| Admin fee / account holder | $3,899 | $2,125+83.5% | $3,335+16.9% | $5,124-23.9% |