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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,225 | $29,319+235.0% | $52,425+87.4% | $82,448+19.1% |
| Participation rate | 24.7% | 46.9%-22.1pp | 55.6%-30.9pp | 68.1%-43.3pp |
| Annual return | 17.43% | 535.20%-517.8pp | 302.12%-284.7pp | 41.64%-24.2pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,983 | $1,171+69.3% | $1,790+10.7% | $4,139-52.1% |
| Admin fee / account holder | $1,740 | $1,962-11.3% | $2,495-30.3% | $7,234-75.9% |