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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,024 | $45,343+177.9% | $150,298-16.2% | $67,986+85.4% |
| Participation rate | 58.0% | 51.9%+6.1pp | 77.8%-19.8pp | 57.2%+0.8pp |
| Annual return | 12.38% | 33.28%-20.9pp | 62.79%-50.4pp | 31.67%-19.3pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $5,013 | $2,055+144.0% | $5,453-8.1% | $3,358+49.3% |
| Admin fee / account holder | $4,728 | $2,250+110.1% | $14,116-66.5% | $3,203+47.6% |