Retirement plan

THE ADVERTISING CHECKING BUREAU, INC. 401(K) PLAN

Name: THE ADVERTISING CHECKING BUREAU, INC. - THE ADVERTISING CHECKING BUREAU, INC. 401(K) PLAN (2015) Form 5500
Creator: THE ADVERTISING CHECKING BUREAU, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ADVERTISING CHECKING BUREAU, INC. 401(K) PLAN, THE ADVERTISING CHECKING BUREAU, INC.

THE ADVERTISING CHECKING BUREAU, INC.EIN 13-3188150Plan #002PY 2015

675 3RD AVE, 29TH FLOOR - NEW YORK, NY 10017602-438-2320acbcoop.comLinkedIn501-1000 employeesmarketing and advertising

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$15M

No prior year

Total participants

335

No prior year

Average account balance

$47,589

No prior year

Annual return

0.16%

No prior year

Benchmarks

See 495 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants250-999

Cohort495 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.32M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

334

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.55M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$324

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Service code 12 · EIN 13-3689044	Recordkeeping and information managem...	$53,758
THE SEGAL COMPANY1+ years Filed as: BUCHBINDER, TUNICK & COMPANY Service code 10 · EIN 13-1578842	Accounting	$13,000
LPL FINANCIAL1+ years Filed as: LPL HOLDINGS, INC. Service code 16 · EIN 04-3046611	Consulting	$11,349
LPL FINANCIAL1+ years Service code 16	Consulting	$5,844
NATIONAL FINANCIAL SERVICES1+ years Service code 33 · EIN 04-3523567	Securities brokerage commissions and ...	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$79K

$269 / participant

Investment mgmt$11K14.3%
Other / not subdivided$68K85.7%

% of EOY assets

0.528%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JANOVER, LLC
Auditor EIN: 113258497
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,589

$55,182-13.8%

$73,309-35.1%

$55,191-13.8%

Participation rate

93.6%

73.9%+19.6pp

74.9%+18.6pp

69.2%+24.4pp

Annual return

0.16%

8.55%-8.4pp

5.67%-5.5pp

10.78%-10.6pp

Employer contribution / active EE

$154

$1,935-92.0%

$3,237-95.2%

$1,899-91.9%

Participant deferral / active EE

$2,043

$4,641-56.0%

$4,991-59.1%

$3,046-32.9%

Admin fee / account holder

$251

$68+266.9%

$5,635-95.5%

$91+176.8%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Service code 12 · EIN 13-3689044

Recordkeeping and information managem...

$53,758

THE SEGAL COMPANY1+ years

Filed as: BUCHBINDER, TUNICK & COMPANY

Service code 10 · EIN 13-1578842

Accounting

$13,000

LPL FINANCIAL1+ years

Filed as: LPL HOLDINGS, INC.

Service code 16 · EIN 04-3046611

Consulting

$11,349

LPL FINANCIAL1+ years

Service code 16

Consulting

$5,844

NATIONAL FINANCIAL SERVICES1+ years

Service code 33 · EIN 04-3523567

Securities brokerage commissions and ...

THE ADVERTISING CHECKING BUREAU, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ADVERTISING CHECKING BUREAU, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion