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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,740 | $100,147+85.5% | $81,286+128.5% | $145,877+27.3% |
| Participation rate | 69.6% | 74.2%-4.7pp | 69.5%0pp | 80.3%-10.7pp |
| Annual return | 11.88% | 34.44%-22.6pp | 24.80%-12.9pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,909 | $2,977-35.9% | $2,463-22.5% | $4,663-59.1% |
| Participant deferral / active EE | $4,605 | $4,6070% | $3,883+18.6% | $6,691-31.2% |
| Admin fee / account holder | $34,241 | $8,201+317.5% | $5,764+494.1% | $13,402+155.5% |