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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,593 | $58,391+74.0% | $76,657+32.5% | $72,975+39.2% |
| Participation rate | 57.1% | 67.4%-10.2pp | 72.1%-15.0pp | 69.5%-12.3pp |
| Annual return | 21.49% | 2306.65%-2285.2pp | 1166.74%-1145.2pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,431 | $1,787-19.9% | $2,303-37.9% | $2,440-41.4% |
| Participant deferral / active EE | $3,482 | $2,690+29.4% | $3,335+4.4% | $3,608-3.5% |
| Admin fee / account holder | $10,522 | $4,014+162.1% | $6,423+63.8% | $5,124+105.4% |