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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,873 | $93,617+127.4% | $135,982+56.5% | $75,177+183.2% |
| Participation rate | 67.6% | 75.2%-7.6pp | 81.9%-14.3pp | 67.2%+0.4pp |
| Annual return | 16.09% | 30.89%-14.8pp | 68.32%-52.2pp | 160.75%-144.7pp |
| Employer contribution / active EE | $1,002 | $3,538-71.7% | $4,859-79.4% | $2,671-62.5% |
| Participant deferral / active EE | $9,141 | $6,406+42.7% | $7,760+17.8% | $4,126+121.5% |
| Admin fee / account holder | $13,753 | $6,980+97.1% | $10,767+27.7% | $5,651+143.4% |