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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,425 | $89,370+126.5% | $141,197+43.4% | $72,976+177.4% |
| Participation rate | 73.4% | 75.1%-1.7pp | 82.5%-9.1pp | 69.5%+3.9pp |
| Annual return | 18.65% | 111.88%-93.2pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $820 | $3,115-73.7% | $4,736-82.7% | $2,440-66.4% |
| Participant deferral / active EE | $7,253 | $5,419+33.9% | $6,710+8.1% | $3,608+101.0% |
| Admin fee / account holder | $14,819 | $5,957+148.8% | $10,265+44.4% | $5,124+189.2% |