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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,760 | $105,210+118.4% | $159,487+44.1% | $85,851+167.6% |
| Participation rate | 65.8% | 75.8%-10.0pp | 82.8%-17.1pp | 69.3%-3.6pp |
| Annual return | 12.96% | 45.08%-32.1pp | 263.71%-250.7pp | 318.63%-305.7pp |
| Employer contribution / active EE | $826 | $3,319-75.1% | $4,831-82.9% | $2,565-67.8% |
| Participant deferral / active EE | $7,305 | $5,946+22.9% | $7,354-0.7% | $3,952+84.8% |
| Admin fee / account holder | $1,816 | $6,934-73.8% | $10,804-83.2% | $6,261-71.0% |