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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,543 | $57,140+42.7% | $85,240-4.3% | $80,959+0.7% |
| Participation rate | 56.1% | 56.4%-0.4pp | 67.5%-11.5pp | 67.7%-11.6pp |
| Annual return | 17.70% | 21.71%-4.0pp | 66.75%-49.1pp | 35.67%-18.0pp |
| Employer contribution / active EE | $519 | $1,802-71.2% | $2,735-81.0% | $2,757-81.2% |
| Participant deferral / active EE | $4,743 | $3,115+52.2% | $4,527+4.8% | $4,300+10.3% |
| Admin fee / account holder | $2,429 | $4,992-51.3% | $6,165-60.6% | $6,925-64.9% |