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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,543 | $57,057+42.9% | $85,009-4.1% | $80,874+0.8% |
| Participation rate | 56.1% | 56.4%-0.3pp | 67.5%-11.4pp | 67.6%-11.6pp |
| Annual return | 17.70% | 21.66%-4.0pp | 66.47%-48.8pp | 35.62%-17.9pp |
| Employer contribution / active EE | $519 | $1,799-71.2% | $2,728-81.0% | $2,756-81.2% |
| Participant deferral / active EE | $4,743 | $3,112+52.4% | $4,522+4.9% | $4,297+10.4% |
| Admin fee / account holder | $2,429 | $4,986-51.3% | $6,153-60.5% | $6,935-65.0% |