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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,782 | $171,867+34.3% | $149,721+54.1% | $147,586+56.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 15.35% | 2113.36%-2098.0pp | 1501.67%-1486.3pp | 578.59%-563.2pp |
| Employer contribution / active EE | $3,638 | $6,275-42.0% | $5,444-33.2% | $4,876-25.4% |
| Participant deferral / active EE | $16,016 | $7,270+120.3% | $6,568+143.8% | $5,439+194.5% |
| Admin fee / account holder | $745 | $13,799-94.6% | $11,282-93.4% | $10,886-93.2% |