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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,291 | $153,769+21.8% | $133,975+39.8% | $273,972-31.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 13.26% | 36.51%-23.2pp | 29.29%-16.0pp | 41.46%-28.2pp |
| Employer contribution / active EE | $3,350 | $6,029-44.4% | $5,211-35.7% | $4,869-31.2% |
| Participant deferral / active EE | $16,380 | $6,958+135.4% | $6,282+160.8% | $5,287+209.8% |
| Admin fee / account holder | $550 | $11,765-95.3% | $9,324-94.1% | $10,133-94.6% |