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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,139 | $125,797+255.4% | $170,043+163.0% | $75,173+494.8% |
| Participation rate | 96.9% | 83.6%+13.3pp | 87.0%+9.9pp | 67.2%+29.7pp |
| Annual return | 14.06% | 27.20%-13.1pp | 53.40%-39.3pp | 160.72%-146.7pp |
| Employer contribution / active EE | $16,126 | $4,616+249.3% | $6,790+137.5% | $2,671+503.8% |
| Participant deferral / active EE | $22,866 | $6,838+234.4% | $10,410+119.6% | $4,126+454.1% |
| Admin fee / account holder | $7,446 | $8,177-8.9% | $12,824-41.9% | $5,651+31.8% |